Your question, answered
If you’re new or looking for answers to your questions, this guide will help you learn more about Moneto and our features.
What is Moneto?
Moneto is a Canadian fintech company offering innovative financial solutions that bridge the gap between traditional banking and digital assets. Our services include Named IBAN accounts, payment solutions, digital asset transactions, and the Moneto Consumer Wallet.
How do I open an account with Moneto?
contact our sales team for more information at contact@moneto.ca
What is a Named IBAN Account, and how can it benefit my business?
A Named IBAN Account allows your business to enjoy a 100% digital banking experience with real-time functionality and a wide range of banking features. It simplifies cross-border payments, improves operational efficiency, and enhances your global reach.
Can I use Moneto for digital asset transactions?
Yes! Moneto offers seamless transactions between fiat and digital currencies. With our digital asset bank account, you can send, receive, and manage digital currencies effortlessly alongside your traditional fiat balances.
Is Moneto secure?
Absolutely. Moneto prioritizes the security of your data and transactions. Our platform uses advanced encryption technologies and adheres to strict regulatory standards to ensure your funds and personal information are always protected.
Does Moneto charge any fees?
Moneto offers transparent pricing with no hidden fees. The exact fee structure depends on the service you’re using, such as money transfers, currency exchange, or payment processing. You can find detailed information about fees in your account dashboard.
What is Reference Number?
Reference Number is a unique registration number of the outbound bank transfer. This number may be required to identify the payment. Reference Number you can find out from the sender of payment.
What does Wire Transfer mean?
Wire Transfer is a popular type of monetary transfers through Moneto. The structure of such a transfer includes Sender, Beneficiary and Intermediate getting commission for the services provided. Monetary transfers could be domestic (within a state) or international (between the banks based in different countries).
What does SWIFT mean?
SWIFT (Society for Worldwide Interbank Financial Telecommunications) is an international bank transfer system where every participating bank has its unique identification code.
What payment methods does Moneto support?
Moneto supports payments through major credit card networks, including Visa, Mastercard, AmEx and ACH, EFT, Interac, Sepa and other local payment rails
How do I manage my Moneto account?
Once you sign up, you can manage your account through our secure online platform. It gives you full control over your IBAN accounts, payment processes, digital asset transactions, and the Moneto Consumer Wallet, all in real-time.
How long does it take to transfer funds?
Moneto provides real-time transfers for most transactions, ensuring your funds reach the recipient quickly. The exact timing may vary depending on the payment method or destination, but most transfers are completed within minutes.